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Beginner's Guide To Workers Compensation Encino Insurance

By Helen Graham


Workers compensation is an insurance program required by a state to reimburse employees for medical costs and loss of wages that may occur if they are injured on the job. Under the law, employers are required to carry a workers compensation and insurance policy that offers benefits to employees who become disabled due to illness or an accident sustained in the course of performing their job. Unfortunately, as is the case in most states, these laws can be complex and often times confusing. This is where a Workers Compensation Encino lawyer can help. An attorney should be contacted as soon as possible after you are injured.

For example, the law requires that a sick or injured worker notify their employer of an injury within a specified period after an accident or an injury has occurred. Since you could be in the hospital during the notification period, it may be difficult to notify the proper employer personnel within the allotted time.

Workers' compensation law is a legal system wherein an employer must pay, or provide insurance to, employees who incur injuries on the job. This system is set in place to provide injured workers with: reparation for lost wages and time at work, reimbursement of medical expenses and recovery from the injury, Career rehabilitation services, Temporary job for the victim to do until they heal and Benefits to dependants (in the case of death).

Once the employer has been properly notified, the employer notifies the proper state departments and also the workman's compensation insurance carrier. While benefits should start at this time, for a variety of reasons, the carrier may reject the worker's claim. In such cases, again, it is in your best interest to contact a lawyer. They are experts in this field and will represent you before the state entities and the insurance company to ensure that you receive the compensation to which you are legally entitled.

In another area, depending on your situation, you may be eligible for social security disability benefits while also receiving employee reimbursements for the injury. Your attorney and his/her associates can help you determine if you are also eligible to receive both benefits, and if so, provide the service you need to efficiently claim both benefits.

Since these two disability programs are not related, navigating through both of them requires an attorney or law firm with expertise in both programs. It is vital that you choose a firm or an attorney that specializes in both programs to be sure that you have comprehensive representation.

This is a complex area of the law and multiple benefit programs can be applied depending upon your situation. Should you become injured on the job, lawyers are there to be your advocate and help you obtain the benefits you legally deserve.

The law enables such employees to get financial security in terms of money every month during the time when he/she is injured in the industry and not able to come up for work. This is one of the major benefits given by this insurance policy. In the same way, it also provides financial assistance to the worker's family in case of worker's death or disability that is caused due to working hazards




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